(1) Individual results may vary. Savings percentage calculated at time of settlement. Does not include fees to company.
(2) Individual results may vary. Various factors determine the length of time in program and reduction in monthly payment.
Unsecured debt includes:
.: Credit Card Debt .: Medical/Hospital Bills .: Department Store Credit Cards .: Oil/Gas Credit Cards .: Personal Loans (unsecured) .: Overdue Rent .: Autos (Repos) .: Local Merchants .: Past Due Utility Bills
The following are NOT eligible
.: Current Utility Bills .: Secured Loans .: Income Tax Student Loans .: Mortgage Payments .: Car Payments
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Should you decide to use our services you understand that your results may vary based upon a number of factors including creditor participation, amount owed to creditors, and your individual financial situation. Nonpayment of debt may result in a negative entry on your credit report, additional amounts owed, and lead creditors to increase finance and other charges or undertake collection activity, including litigation. Taxes may apply on settled debt, even though you will not actually receive any money. A.R. Trust Services cannot force negotiations or creditors to accept a settlement. We do not pay your creditors. Fees, terms and conditions apply. For more information click here.